FAQs

Answers to the most common questions about our loan process, eligibility, and repayment.

What credit score do I need to get approved?

We typically require a minimum credit score of 540 to qualify. However, approval also considers your income, employment status, and ability to repay—not just your score alone.

How long does the approval process take?

Our application process is designed for speed. You can get approved in just minutes, with most decisions made the same day you apply.

What documents are required to apply?

To process your application, we’ll need:

  • 2 valid photo IDs/li>
  • Job letter or proof of income/li>
  • Last 3 months of bank statements/li>
  • 2 personal references
These documents help us verify your identity and assess affordability—without unnecessary delays.

Can I repay my loan early?

Yes, absolutely. You can repay your loan early at any time without penalty. Early repayment can help reduce your interest costs and finish your loan term sooner.

Are there any prepayment penalties?

No. We don’t believe in punishing responsible borrowers. There are zero fees or penalties for paying off your loan ahead of schedule.

How long are the loan terms?

Loan terms typically range from 12 to 60 months, depending on the loan type and your repayment preferences.

How will I receive the funds?

Once approved, your funds will be directly deposited into your bank account—usually within 24 to 48 hours.

How is interest calculated?

We offer fixed interest rates, meaning your monthly payment stays the same throughout the loan term—no surprises.

Is the application process secure?

Absolutely. Our platform uses bank-grade encryption to keep your personal and financial information fully protected.

Low Interest Rates

Expect affordable financing with competitive rates and no surprises.

No Hidden Fees

What you see is what you get. No unexpected charges or fine print—ever.

Fast Approvals

Apply in minutes and get a quick decision without the long wait or credit impact.

Trusted by Thousands

Thousands of people rely on us to provide honest, fast, and secure loan solutions.

Client Testimonials

Real stories. Real support. Real results.

I needed help with business expansion, and CornerStone delivered exactly what they promised—without any hassle.

CornerStone helped me consolidate my debts into one payment. It’s saved me so much stress every month.

CornerStone gave me the confidence to take control of my finances. Their service really exceeded expectations.

No Hidden Fees

Ready to Take the First Step Toward Financial Clarity?

Start your journey with a simple application, clear terms, and honest support every step of the way.